Friday, December 30, 2016

How to Plan for 100 Year Life? - Individuals, Corporations, Government and Society



Improve long-term financial position
Support a longer working career
Improve  physical health and fitness
Upgrade skills and knowledge
Broaden and diversify my network
Seek a better balance between life and work


How to Plan for 100 Year Life? - Individuals, Corporations, Government and Society - Video

London Business School Professors
Lynda Gratton, Professor of Management Practice; Executive Education Faculty Director, London Business School
Andrew Scott, Professor of Economics, London Business School
____________________________


____________________________
London Business School Video


http://www.100yearlife.com/

http://www.economist.com/news/books-and-arts/21699886-how-plan-long-long-life-live-long-and-prosper

https://www.london.edu/faculty-and-research/lbsr/variety-is-the-spice-of-the-100-year-life#.WGZPltJ95dh

6 July 2016
The 100-Year Life: How to make longevity a blessing, not a curse
Half the babies born in wealthier countries since 2000 are likely to see their 100th birthday
https://www.newscientist.com/article/mg23130810-800-the-100year-life-how-should-we-fund-our-lengthening-lives/

http://www.mckinsey.com/business-functions/organization/our-insights/are-you-ready-to-live-to-100

Chronic Kidney Disease - Tests and Treatment Information



Diagnosis and Management of Chronic Kidney Disease
November 2008

Chronic kidney disease (CKD), is  defined by a reduction in the estimated glomerular filtration rate (GFR). It is increasing because of the greater prevalence of obesity and hypertension but in greater part because of improved longevity. Because GFR declines 1% per year for every year of life after the third decade, living longer means that it is possible to outlive one’s renal function and to require renal replacement therapy to stay alive. Longevity increases the risk of developing diseases, such as diabetes, hypertension, and atherosclerotic vascular disease, that have direct adverse effects on kidney function.

http://www.mayomedicallaboratories.com/articles/communique/2008/11.html

Wednesday, December 28, 2016

Hypothyroidism and Increased Creatinine Levels and Renal Problems




January 11, 1999

Consistent Reversible Elevations of Serum Creatinine Levels in Severe Hypothyroidism

Stuart H. Kreisman, MDCM; James V. Hennessey, MD
http://jamanetwork.com/journals/jamainternalmedicine/fullarticle/520024


Thyroid dysfunction and kidney disease

P Iglesias and J J Díez
Received 9 December 2008
Accepted 15 December 2008
2009 European Society of Endocrinology
http://www.eje-online.org/content/160/4/503.full


The Renal Manifestations of Thyroid Disease

Laura H. Mariani and Jeffrey S. Berns
Published online before print October 21, 2011, doi: 10.1681/ASN.2010070766
JASN January 1, 2012 vol. 23 no. 1 22-26
http://jasn.asnjournals.org/content/23/1/22.full



Increase in Creatinine Due to Use of Fenofibrate


Hypothyroid patients have increased cholesterol and tryglycerides. To manage this lipids problem, both statins and fenofibrates are used.

Nephrologie. 1999;20(1):41-4.

Fenofibrate increases blood creatinine, but does not change the glomerular filtration rate in patients with mild renal insufficiency

https://www.ncbi.nlm.nih.gov/pubmed/10081035

Nephron. 2002;92(3):536-41.

Fenofibrate increases creatininemia by increasing metabolic production of creatinine.

Hottelart C1, El Esper N, Rose F, Achard JM, Fournier A.
https://www.ncbi.nlm.nih.gov/pubmed/12372935

False Estimates of Elevated Creatinine

Manpreet Samra, MD and Antoine C Abcar, MD
The Permanent Journal, Perm J. 2012 Spring; 16(2): 51–52.
https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3383162/

The fenofibrate can give an increased creatinine reading. It is reversible.

Saturday, December 17, 2016

1800 Calories Andhra Meal Plan for Weight Loss









Avoid Sugar during the period you want to lose weight.

Morning Beverage Milk, Coffee, Tea or Fruit Juice - 50 cal

Breakfast - 410 cal

         4 Idli,  Chutney  -  360 Calories
         Milk/Cofee/Tea  -    50 Calories

4 idlis require 25 grams black gram and 50 grams rice.

Between breakfast and lunch
         One apple or  grapes -  40  cals.

Lunch  -  700 Cal.

        Rice (100 gms uncooked)   - 400 calories
        Red gram (25 gm kandi pappu - toor dal) dal - 100 calories
        Curry - 100 cals.
        Chutney
        Curd  -  100 cals.


Alternative -  for people eating chapatis in office for lunch (400 calories)

         Chapatis 4 -             300 calories
         Curry        -              100 calories
         sprouts  (25 gms) -   100 cal

Evening Snacks - 100 cal.
        2 Marie biscuit  -  56
        Tea                        35


Dinner   -    500 cal.

Rice (75 gms uncooked)  -   300 calories
Curry                                -   100 cal
Chutney
Curd/Butter Milk             -   100 cal


Alternative for chapati eating for lunch

Dinner   -    700 cal.

Rice (100 gms uncooked)  - 400 calories
Dal                                     -  100 cal
Curry                                -   100 cal
Chutney
Curd/Butter Milk             -   100 cal




Total =  50 + 410 + 40 + 500 + 100 + 700 = 1800 calories

Total =  50 + 410 + 40 + 700 + 100 + 500 = 1800 calories




Sugar can be used if there is no sugar/cholestorol and BP problems.

75 kg male has 1527 calories per day as basal metabolic rate.
Recommended intake for male is 2500 calories per day.

Visit this page and calculate calories required per day by you.
http://www.medindia.net/patients/calculators/dly_calorie_req.asp

Download the pdf of recommended Diet for Indians - by ICMR
http://ninindia.org/dietaryguidelinesforninwebsite.pdf

Suggestions by Apollo Hospital for Weight Loss
http://www.apollolife.com/tools/caloriesheetofcommonfooditems.aspx

Updated  5 March 2017,  17 December 2016

Tuesday, December 13, 2016

2500 Calories Andhra Meal Plan for Weight Maintenance





Morning Beverage Milk, Coffee, Tea or Fruit Juice - 100 cal (two tea spoons sugar)

Breakfast - 500 cal

         4 Idli,  Chutney and Sambar - 400 Calories
         Milk/Cofee/Tea                        100 Calories ( 2 tea spoons sugar)

4 idlis require 25 grams black gram and 50 grams rice.

Between breakfast and lunch
         One apple, grapes  -  100  cals.

Lunch  -  900 Cal.

        Rice (150 gms uncooked)   - 600 calories
        Red gram (25 gm kandi pappu - toor dal) dal - 100 calories
        Curry - 100 cals.
        Chutney/Soup/Rasam
        Curd  -  100 cals.

Evening Snacks - 200 cal.
        Bajji/Pakodi/Samosa  -  100
        Tea/Coffee with sugar - 100


Dinner   -    700 cal.

Rice (125 gms uncooked)  - 500 calories
Curry                                -   100 cal
Chutney/soup/rasam
Curd/Butter Milk             -   100 cal


Total -  2500 calories

Sugar can be used if there is no sugar/cholestorol and BP problems.

75 kg male has 1527 calories per day as basal metabolic rate.
Recommended intake for male is 2500 calories per day.

Visit this page and calculate calories required per day by you.
http://www.medindia.net/patients/calculators/dly_calorie_req.asp

Download the pdf of recommended Diet for Indians - by ICMR
http://ninindia.org/dietaryguidelinesforninwebsite.pdf

Suggestions by Apollo Hospital for Weight Loss
http://www.apollolife.com/tools/caloriesheetofcommonfooditems.aspx

2200 Calories Andhra Meal Plan for Weight Loss




Avoid Sugar during the period you want to lose weight.

Morning Beverage Milk, Coffee, Tea or Fruit Juice - 50 cal

Breakfast - 450 cal

         4 Idli,  Chutney and Sambar - 400 Calories
         Milk/Cofee/Tea                         50 Calories

4 idlis require 25 grams black gram and 50 grams rice.

Between breakfast and lunch
         One apple and grapes -  100  cals.

Lunch  -  800 Cal.

        Rice (125 gms uncooked)   - 500 calories
        Red gram (25 gm kandi pappu - toor dal) dal - 100 calories
        Curry - 100 cals.
        Chutney
        Curd  -  100 cals.

Evening Snacks - 100 cal.
        2 Marie biscuit  -  56
        Tea                        35


Dinner   -    700 cal.

Rice (125 gms uncooked)  - 500 calories
Curry                                -   100 cal
Chutney/soup/rasam
Curd/Butter Milk             -   100 cal


Total -  2200 calories

Sugar can be used if there is no sugar/cholestorol and BP problems.

75 kg male has 1527 calories per day as basal metabolic rate.
Recommended intake for male is 2500 calories per day.

Visit this page and calculate calories required per day by you.
http://www.medindia.net/patients/calculators/dly_calorie_req.asp

Download the pdf of recommended Diet for Indians - by ICMR
http://ninindia.org/dietaryguidelinesforninwebsite.pdf

Suggestions by Apollo Hospital for Weight Loss
http://www.apollolife.com/tools/caloriesheetofcommonfooditems.aspx

2000 Calories Andhra Meal Plan for Weight Loss






Avoid Sugar during the period you want to lose weight.

Morning Beverage Milk, Coffee, Tea or Fruit Juice - 50 cal

Breakfast - 450 cal

         4 Idli,  Chutney and Sambar - 400 Calories
         Milk/Cofee/Tea                         50 Calories

4 idlis require 25 grams black gram and 50 grams rice.

Between breakfast and lunch
         One apple and grapes -  100  cals.

Lunch  -  700 Cal.

        Rice (100 gms uncooked)   - 400 calories
        Red gram (25 gm kandi pappu - toor dal) dal - 100 calories
        Curry - 100 cals.
        Chutney
        Curd  -  100 cals.

Evening Snacks - 100 cal.
        2 Marie biscuit  -  56
        Tea                        35


Dinner   -    600 cal.

Rice (100 gms uncooked)  - 400 calories
Curry                                -   100 cal
Chutney
Curd/Butter Milk             -   100 cal


Total -  2000 calories

Sugar can be used if there is no sugar/cholestorol and BP problems.

75 kg male has 1527 calories per day as basal metabolic rate.
Recommended intake for male is 2500 calories per day.

Visit this page and calculate calories required per day by you.
http://www.medindia.net/patients/calculators/dly_calorie_req.asp

Download the pdf of recommended Diet for Indians - by ICMR
http://ninindia.org/dietaryguidelinesforninwebsite.pdf

Suggestions by Apollo Hospital for Weight Loss
http://www.apollolife.com/tools/caloriesheetofcommonfooditems.aspx

1500 Calories Andhra Meal Plan for Weight Loss


One can lose weight on 1500 calories also.


Avoid Sugar during the period you want to lose weight.

Morning Beverage Milk, Coffee, Tea or Fruit Juice - 50 cal

Breakfast - 400 cal

         4 Idli and Chutney - 350 Calories
         Milk/Cofee/Tea          50 Calories

Between breakfast and lunch
         One apple -  40

Lunch  -  500 Cal.

        Rice (75 gms uncooked)   - 300 calories
        Red gram (25 gm kandi pappu - toor dal) dal - 100 calories
        Curry - 100
        Chutney

Evening Snacks - 100 cal.
        2 Marie biscuit  -  56
        Tea                        35  


Dinner   -    400 cal.

Rice (50 gms uncooked)  - 200 calories
Curry                                - 100 cal
Curd/Butter Milk             - 100 cal


Total -  1500 calories



75 kg male has 1527 calories per day as basal metabolic rate.
Recommended intake for male is 2500 calories per day.

Visit this page and calculate calories required per day by you.
http://www.medindia.net/patients/calculators/dly_calorie_req.asp

Download the pdf of recommended Diet for Indians - by ICMR
http://ninindia.org/dietaryguidelinesforninwebsite.pdf

Suggestions by Apollo Hospital for Weight Loss
http://www.apollolife.com/tools/caloriesheetofcommonfooditems.aspx

Sunday, December 11, 2016

Weight Loss Plateau - A Normal Occurrence



Eat 1200 calories for day. As it is less than the basic metabolism energy requirement, you will lose weight.

If you are trying a weight loss idea and going on a diet and exercise plan, you may see the results initially but then you may not see any weight loss for some weeks. Various authors say it is a normal occurrence. You need to believe in the logic of your plan and you have to continue with your diet and exercise. The result can come suddenly. You can also try some other alternatives to break the routine and allow the body to give up its resistance to weight loss.

Why the plateau occurs?


The plateau occurs because of the way your body responds to your weight loss actions. It may reduce basal metabolic rate, it may increase fat creation, it may retain more water. In what ways your body responds, one does not know. But your weight loss routine will overcome the body's tricks over a longer time and weight loss will occur and you can see it once again in the measurements of weighing machine.

https://www.atkins.com/how-it-works/atkins-blogs/colette-heimowitz/pushing-past-a-plateau

http://www.livestrong.com/article/269637-what-to-do-when-weight-loss-stalls-on-atkins/


Try to increase Calories to sustainable level


http://www.coachcalorie.com/not-eating-enough-calories-to-lose-weight/

http://www.coachcalorie.com/how-many-calories-to-lose-weight/



Weight Loss from 80 Kg - An Experience


30 September - 80 kgs maximum


18 October  75 kg

1 November  72.5 kg

8 November 2016 - 73 kg

12 November 2016 -  74 kgs after lunch.

14 November 2016 -  71.5 kg evening 6 pm after a full day fasting - only liquids
                                   71 kg at 8.30 pm   fasting for the day
                                   73 kg after dinner at 9 pm.

15 November morning 8.30 am  72 kg.

27 November 2016 11.30 am  -  71.5 kg


4 December 2016  - 71 kg at 12 pm before lunch

To overcome the plateau, new diet - 3 days 1800 calories, Wed, Thurs, Friday,  -  Saturday and Tuesday  750 calories, -  Sunday and Monday - 1200 calories.

11 December 2016 - 70.5 kg at 12 pm before lunch

14 December 2016 - 70 kg before breakfast. 9.00 am.  71 kg after breakfast

    70 kg Target Reached on 14 December 2016

Next target  69 Kg  for  28 December 2016.




Updated 14 december,   11 December,  4 December 2016, 11 November 2016

Small Amount Diet for Three Days Can Help You Increase Resistance to Diseases



A diet that mimics fasting may promote longevity and health
http://www.examiner.com/article/a-diet-that-mimics-fasting-may-promote-longevity-and-health

USC Longevity Institute - Content on benefits of fasting - low quantity diet
http://www.bostoncommons.net/usc-longevity-institute/

Low quantity diet for three days decreases white blood cells and after that when food is taken, body prepares new stem cells increasing immunity of the person. Recent research. Needs further research by the same team and verification by other researchers.




The results of an experiment consuming low-calorie diet that mimics fasting (FMD)  showed improved health, notably in areas that worsen with age. In the experiment, persons participated consumed the low calorie diet for  three months, every month going on  a five day FMD. The researchers noted a drop in risk factors related to aging, diabetes, cardiovascular disease and cancer.

The  diet provided  calories between 34-54% of their normal consumption. It comes out to about five days of a 750-1,050 calories per day, with appropriate amounts of proteins,  and micronutrients.

http://time.com/3924922/longevity-cutting-calories/


Updated  14 December 2016,  18 June 2016


Sunday, November 13, 2016

30 Varieties of Exercises to Create One Hour of Exercise






You can even burn 1000 calories with these exercises


High Knee March
Torso Circles
Toe Touch Kicks
Boxer Shuffle
Torso Rotation
Arm Circles
Up and Rows
Deep Squats
Walkdown Pushups
Jumpup Jacks

Pushup Oblique Knee
Squat Jacks
Pushup Oblique Knee  (again)
Squat Jacks (again)

Star Jump
Side Oblique Rise
Thigh Slap Jump
Pushup Jack
High Knees

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_______________________



http://lazygirlfitness.com.au/2013/09/22/another-at-home-dumbbell-workout/

http://lazygirlfitness.com.au/category/fitness-challenges/


https://www.youtube.com/user/LazyGirlFitnessAUS/videos?view=0&shelf_id=0&sort=dd

Exercises for Belly Bulge
https://woodenitbeamazing.com/2014/02/05/10-exercises-to-beat-that-belly-bulge/


Bicycle
Bridging
Exercise Ball Crunch
Vertical Leg Crunch
Long Arm Crunch
Reverse Crunch
Crunch with Heel Push
Plant on Toes and Elbows
Lying Torso Twists
Standing Oblique Crunches


Single leg squat

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Sumo squats
___________________

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Body weight squats
___________________

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Crunches

____________________

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One Hour Exercise Routines - Videos



Walking at House
You can do one hour walking at house along with various arm and leg exercise variations
_____________________


_____________________



One hour workout with Jumping (Burpees)
______________________


_______________________


1000 calorie consuming one hour exercise
Good warm exercises of each 30 sec shown

https://www.fitnessblender.com/videos/1000-calorie-workout-hiit-cardio-strength-kickboxing-and-abs-workout-to-burn-1000-calories
_______________________


_______________________

Resistance - Weight - Strength Exercising by Old Persons - Benefits


Study on 90-year-olds reveals the benefits of strength training
September 27, 2013
https://www.sciencedaily.com/releases/2013/09/130927092350.htm


STRENGTH TRAINING FOR OLDER ADULTS  - 126 page book
https://www.cdc.gov/physicalactivity/downloads/growing_stronger.pdf


The Power of Strength Training for Older Adults
By Michelle Porter, PhD, Associate Professor, Faculty of Physical Education
and Recreation Studies, University of Manitoba
http://www.alcoa.ca/research_u_docs/2002_03mar_en_update.pdf

Saturday, November 5, 2016

Nitric Oxide - Enable of Cardio Vascular Health



New insights into nitric oxide in congestive heart failure make "the next step" possible
Shelley Wood
April 23, 2004
http://www.medscape.com/viewarticle/784684


What Are the Benefits of Nitric Oxide Supplements?
by KRISTEN UNGER  Last Updated: Aug 25, 2014
http://www.livestrong.com/article/518715-the-supplements-and-foods-that-increase-nitric-oxide-production/

Nitric oxide for heart health

WHAT is Nitric Oxide?  Discovery
http://www.all-fitness.info/2015/10/nitric-oxide-for-heart-health.html

Endothelial Health!
Posted on November 14, 2011
http://no-more-heart-disease.com/



A SIGNAL FOR A HEALTHY HEART
http://www.doctor-recommended.com/blog/a-signal-for-a-healthy-heart/



Foods That Contain L-Arginine, L-Citrulline, And Folic Acid

Daniel Hammer
http://www.danhammerhealth.com/
______________________

______________________

Friday, October 28, 2016

Role of Water in Weight Loss



 The figure for water fraction by weight in a sample observation was found to be 48 ±6% for females and 58 ±8% water for males.

Hence when somebody is trying to lose weight, he not only loses weight by reduction of fat and muscle tissue but also by loss of water along with them.

https://en.wikipedia.org/wiki/Body_water

http://water.usgs.gov/edu/propertyyou.html

Whoosh Effect


http://www.bodyrecomposition.com/fat-loss/adjusting-the-diet.html/

http://www.fitnessvsweightloss.com/what-is-whoosh-effect-and-how-it-impacts-weight-loss/

http://justinowings.com/understanding-bodyweight-and-glycogen-de/

Glocogen  - Around 500 grams stored in the body. When it is depleted, three times wateris also deplected.

https://www.muscleforlife.com/water-retention-and-weight-loss/

https://en.wikipedia.org/wiki/Minnesota_Starvation_Experiment

Weight Loss Procedure - Diet and Exercise and Success Stories



Yes. You can lose weight.

Simple method. Eat less calories. How much to eat? Eat food that gives you 1200 calories per day.

Walk at least half an hour per day. Be active during the day instead of sleeping long hours.

____________________

____________________



_____________________


_____________________


_____________________


_____________________


_____________________

_____________________


_____________________

_____________________


https://danieltenner.com/2010/06/21/0018-how-to-lose-weight-html/


http://hubpages.com/health/Want-to-lose-weight-fast-How-toxic-and-dangerous-can-it-be-20-mistakes-we-all-make-when-we-want-to-lose-weight



Beyond weight loss: a review of the therapeutic uses of very-low-carbohydrate (ketogenic) diets
A Paoli,,* A Rubini, J S Volek, and K A Grimaldi
https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3826507/

Ketosis: Metabolic Flexibility in Action
http://www.ketogenic-diet-resource.com/ketosis.html

Tuesday, October 4, 2016

1200 Calories Andhra Meal Plan for Weight Loss


A science based prescription for weight loss

Eat 1200 calorie food per day. Weight loss has to occur.




1200 calories per day is being recommended as weight loss diet.

1 cup tea (tea without sugar) -  35

Breakfast
3 Idli and Chutney - 210
Milk One cup  (100 ml)   60


One apple -  40

Lunch  (office goers)

3 chapati -   180
Curry     -    125


Evening -
2 Marie biscuits  -  56
Tea                      35   -  741 calories  - total up to evening


Dinner

Rice  3 cups (50 grams uncooked rice) - 200 calories
Red gram  25 gm (uncooked) (toor dal) dal - 100 calories
Curry - 125
One cup (100 ml milk)  curd - 60

Dinner  485 calories

1226 calories

Alternate


1 cup tea (tea without sugar) -  35

Breakfast
3 Idli and Chutney - 210
Milk One cup             60

Between breakfast and lunch
One apple -  40

Lunch

Rice (50 gms uncooked)  3 cups - 200 calories
Red gram (25 gm kandi pappu - toor dal) dal - 100 calories
Curry - 100
One cup curd -  60

Evening -
2 Marie biscuit  -  56
Tea                      35   -  891 calories  - total up to evening


Dinner

Rice (25 gms uncooked) 2 cups - 100 calories
Red gram ( kandi pappu - toor dal) dal - 100 calories
Curry - 100

1191 calories



75 kg male has 1527 calories per day as basal metabolic rate.
Recommended intake for male is 2500 calories per day.

Visit this page and calculate calories required per day by you.
http://www.medindia.net/patients/calculators/dly_calorie_req.asp

Download the pdf of recommended Diet for Indians - by ICMR
http://ninindia.org/dietaryguidelinesforninwebsite.pdf

Suggestions by Apollo Hospital for Weight Loss
http://www.apollolife.com/tools/caloriesheetofcommonfooditems.aspx


https://lifestyleupblog.wordpress.com/2016/05/23/calories-in-south-indian-full-meals/

http://www.thefitindian.com/best-north-and-south-indian-1200-calorie-diet-plan/


Other 1200 calorie diets

http://www.goodhousekeeping.com/health/diet-nutrition/advice/a20559/lose-weight-meals-oct04/

http://www.livestrong.com/article/469885-fast-weight-loss-diet-for-a-60-year-old-woman/




Wednesday, September 14, 2016

Cancer and Its Treatment using Vitamin B17



The compound being termed as Vitamin B17 was found as early as in 1803  by Schrader who found this substance in the study of bitter almond ingredients. In 1830, Robiquet separated amygdalin from the bitter almond. Bitter almond has always been used as auxiliary medicine of cough expectorant agent and cancer therapy.

At the moment, the medical researchers have not accepted as Vitamin B17 as a reliable and useful treatment for cancer. There are research studies on this compound, but the evidence they present is not yet sufficient. It is only after there is positive evidence from researches on animal that research on humans on large scale  is permitted. In the meanwhile there can be individual case study based research when the patient agrees for the research based medicine. Such case studies exist for Vitamin B17. As said earlier, they are offering strong evidence.

Read the following articles in full. Write your comments.

REVIEW ARTICLE
Year : 2014  |  Volume : 10  |  Issue : 5  |  Page : 3-7
Advanced research on anti-tumor effects of amygdalin
Zuoqing Song1, Xiaohong Xu2
1 Department of Lung Cancer Surgery, Tianjin Key Laboratory of Lung Cancer Metastasis and Tumor Microenvironment, Tianjin Lung Cancer Institute, Tianjin Medical University General Hospital, Tianjin, China
2 Department of Nursing, College of Nursing, Tianjin Medical University, Tianjin, China
http://cancerjournal.net/article.asp?issn=0973-1482;year=2014;volume=10;issue=5;spage=3;epage=7;aulast=Song


Laetrile/Amygdalin (PDQ®)–Patient Version


Questions and Answers About Laetrile/​Amygdalin   -  Also termed as Vitamin B17
https://www.cancer.gov/about-cancer/treatment/cam/patient/laetrile-pdq#section/_3



PDQ Cancer Information Summaries [Internet].
Laetrile/Amygdalin (PDQ®)
Health Professional Version
PDQ Integrative, Alternative, and Complementary Therapies Editorial Board.
Published online: July 14, 2016.
http://www.ncbi.nlm.nih.gov/pubmedhealth/PMH0032851/

Sunday, January 31, 2016

Retirement Savings Calculator - 25 Times Your Annual Expenses During Retirement




You need to have 25 times your annual expense at the time of retirement.

Your portfolio needs to make close to 10% pa at the time of retirement. To earn that rate of return,  you need to have a reasonable mix of equity, debt and real estate at the time of retirement.

Of the 10% that your portfolio makes, you can use only  4% for your annual needs. The balance 6% needs to be invested back in the portfolio to maintain your income for future inflation protection.



Sunday, January 24, 2016

Retirement Savings Calculator - CNN Money




http://money.cnn.com/calculator/retirement/retirement-need/


Assumptions

You'll live to age 92.
85% of the income before retirement will be required by you after retirement.
Your salary will increase at 1.5% + inflation rate.

Annual rate of return of 6% on savings is assumed.

Thursday, January 14, 2016

A New Science- and Practice-based Approach for Motivating and Maintaining Healthy Behaviors




Video


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Watch the Video  if you want to learn a new science- and practice-based approach for motivating and maintaining healthy behaviors among individuals that concurrently fosters outcomes that organizations desire.

Michelle Segar, PhD, MPH, is the author of “No Sweat! How the Simple Science of Motivation Can Bring You a Lifetime of Fitness” (AMACOM 2015),

She directs the University of Michigan’s Sport, Health, and Activity Research and Policy Center (SHARP) and is a Faculty Associate at the Michigan Ross Center for Positive Organizations.