Retirement Savings Calculator - 25 Times Your Annual Expenses During Retirement

You need to have 25 times your annual expense at the time of retirement.

Your portfolio needs to make close to 10% pa at the time of retirement. To earn that rate of return,  you need to have a reasonable mix of equity, debt and real estate at the time of retirement.

Of the 10% that your portfolio makes, you can use only  4% for your annual needs. The balance 6% needs to be invested back in the portfolio to maintain your income for future inflation protection.

Retirement Savings Calculator - CNN Money

http://money.cnn.com/calculator/retirement/retirement-need/


Assumptions

You'll live to age 92.
85% of the income before retirement will be required by you after retirement.
Your salary will increase at 1.5% + inflation rate.

Annual rate of return of 6% on savings is assumed.

A New Science- and Practice-based Approach for Motivating and Maintaining Healthy Behaviors

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Watch the Video  if you want to learn a new science- and practice-based approach for motivating and maintaining healthy behaviors among individuals that concurrently fosters outcomes that organizations desire.

Michelle Segar, PhD, MPH, is the author of “No Sweat! How the Simple Science of Motivation Can Bring You a Lifetime of Fitness” (AMACOM 2015),

She directs the University of Michigan’s Sport, Health, and Activity Research and Policy Center (SHARP) and is a Faculty Associate at the Michigan Ross Center for Positive Organizations.